SIP investing
Invest a fixed amount every month and let it add up. Start, pause or step it up any time.
AMFI registered Mutual Fund Distributor · New Delhi
Invest with a plan.
Mutual funds, SIPs and tax saving, set up with Active Invest and tracked in your own app.
What we do
Everything your money needs.
Lumpsum
Put a bonus, maturity or savings to work in one go, in funds that match how long you can stay invested.
Tax saving (ELSS)
Claim up to Rs 1.5 lakh under Section 80C with a three year lock-in, the shortest among 80C options.
Goal planning
A home, a child’s education, retirement. Each goal gets its own plan and its own progress bar.
Portfolio review
Bring investments you made elsewhere. We show them in one view and go through them with you.
Insurance tracking
Keep every policy, premium and due date in the same app, so nothing lapses by accident.
How it works
Start in three steps.
- 1
Talk to us
Tell us what you are saving for and by when. A short call is enough.
- 2
Finish KYC online
PAN, Aadhaar and bank details on your phone. It takes a few minutes, once.
- 3
Track it in the app
Every SIP, goal and statement in one place, whenever you want to look.
The Active Invest app
Your money, in your pocket.
See what you own, what it is worth and how each goal is doing. Start a SIP in two taps.
Calculators
Work out your numbers.
SIP calculator
What a monthly SIP grows to.
How it is worked out
Each instalment is invested at the start of the month and compounds monthly at the annual return divided by 12. Maturity = P × [((1 + i)n − 1) ÷ i] × (1 + i), where P is the monthly SIP, i the monthly rate and n the number of months. ₹5,000 a month for 10 years at 12% comes to ₹11,61,695.
Step-up SIP calculator
A SIP that rises every year.
How it is worked out
The SIP starts at the amount you enter and rises by the step-up percentage every 12 months. Each instalment compounds monthly from the day it goes in, so the result is the sum of every instalment's growth to the end date.
Lumpsum calculator
What a one-time investment grows to.
How it is worked out
A single amount compounds once a year at the return you enter. Future value = P × (1 + r)t, where r is the annual return and t the number of years.
SWP calculator
A monthly payout from a corpus.
How it is worked out
The corpus earns the annual return divided by 12 each month, and the withdrawal comes out at the end of the month. If the withdrawal is more than the corpus earns, the corpus runs down, and the result shows the month it runs out.
Goal SIP calculator
The monthly SIP a goal needs.
How it is worked out
The goal's cost today is first grown by inflation to the year you need it. The monthly SIP is then the instalment that reaches that amount at the return you enter, using the same monthly compounding as the SIP calculator.
SIP delay cost calculator
What waiting to start costs.
How it is worked out
Both SIPs end on the same date. One starts today, the other after the delay, so it gets fewer instalments and less time to compound. The cost of waiting is the difference between the two final values.
For illustration only. Results depend on the return you enter and are not a promise of future returns.
SM
About us
Who you will work with.
Sarthak Malik, Founder
We help families in New Delhi start, run and review their mutual fund investments. You get one person to call, a clear plan for each goal, and an app that shows every rupee.
- AMFI registered MFD
- ARN-163725
- New Delhi
Questions
Asked often.
Is my money safe with you?
Your money goes straight from your bank account to the fund house. We never hold it. Units are held in your name and every transaction is confirmed to you by CAMS or KFintech.
How much do I need to start?
Many funds accept a SIP from Rs 500 a month. The minimum depends on the scheme, and we will tell you before you invest.
Can I stop or change my SIP?
Yes. You can pause, stop, or increase a SIP at any time. There is no penalty from us, though some schemes carry an exit load on early redemption.
How do you earn?
We are paid a commission by the fund house for the regular plans we distribute. It is part of the scheme’s expense ratio, so you do not pay us a separate fee. Details are on our disclosures page.
What do I need for KYC?
Your PAN, Aadhaar and bank details. KYC is done online in a few minutes, and you only do it once.
Can I see investments I made elsewhere?
Yes. Import your statement into the app and your outside mutual funds show next to the ones made with us.
Contact
Let’s talk.
- WhatsApp+91 98110 60534
- Call+91 98110 60534
- Emailsarthak1malik@gmail.com
- VisitJanpath, New Delhi
- HoursMon to Sat, 10 am to 7 pm